Fees & Charges

1. Domestic Payment Systems:

A. Cheque book fees for Current Account
Particulars Fees Payable
50 leaves of CA cheque book Nu. 50 Customer
25 leaves of CA cheque book Nu. 25
Personalized SB cheque book Nu. 100
Personalized CD cheque book Nu. 200
B. Cheque book fees for Savings Account
First Cheque book First SB cheque book free. Customer
Subsequent issuance Actual cost of the check book (Nu.50).
C. Intrabank Cheque Return fees
Cheque returned for insufficient funds. Nu. 300 plus 10% of the cheque value for first offence. To be fees to the issuer of the cheque.
Nu. 300 Plus 10% of the cheque value if a cheque is presented for the second time within six (6) months from the date of issue of the cheque. To be fees to the issuer of the cheque.
Nu. 500 plus 10% of the cheque value if a same cheque is presented for the third time within six (6) months from the date of issue. The cheque facility to the account holder shall be disabled after third offense by the bank for three (3) years. To be fees to the issuer of the cheque.
D. Interbank Cheque Return Cheque
Presentment of cheque. No fees
Cheque returned for insufficient funds. Nu. 300 plus 10% of the cheque value To be fees on the issuing bank who in turn will fees on the customer
Nu. 300 Plus 10 % of the cheque value if the same cheque is presented for the second time within six (6) months from the date of issue of the cheque. To be fees on the issuing bank who in turn will fees on the customer
Nu. 500 plus 10% of the cheque value if the same cheque is presented for the third time within six (6) months from the date of issue. The cheque facility for the account holder shall be disabled after third offence by the bank for three (3) years. To be fees on the issuing bank who in turn will fees on the customer
Cheque returned for no endorsement by the bank Nu. 100 To be fees on the acquiring bank and not on the customer.
Second presentment. No No fees No No fees
Presentment of postdated cheques. Nu. 100 To be fees on the acquiring bank and not on the customer.
Presentment of stale dated cheques. Nu. 100 To be fees on the acquiring bank and not on the customer.
E. Cards-ATM & PoS
ATM (financial transaction) Free
  • First five (5) transactions free of fees/monthly.
  • After sixth transaction-Customer are fees Nu. 9
  • After sixth transaction- Issuing banks are fees Nu.9 (fees the issuing bank, not customer)
ATM (non-financial transaction such as Balance enquiry, statement print, PIN change). Free Issuing banks are fees Nu.5 per transaction.
PoS (financial transaction) Free Issuing banks are fees Nu.12 per transaction.
F. BIRT System
RTGS Free Nu. 50 flat transaction fee per transaction irrespective of the amount above Nu. 1 million.
BITS Free Nu. 20 flat transaction fee per transaction irrespective of the amount up to Nu. 1 million.
BULK Free Free
G. Mobile Banking (Fund Transfer & QR Payments)
Fund transfer limit Free Free
Fund Transfer & QR fees Free Free
H. Mobile Wallets
BNgul Free
eTeeru 2% of amount while transferring to Bank account
goBOB
  • 2% of amount while transferring to bank/cards.
  • 3.5% of amount while loading wallet
MyPay Free

2. Regional Payment Systems:

I. RuPay Acquiring
Withdrawal limit Withdrawal limit set by the issuing bank/country
ATM Interchange fee
  • Nu. 30 each for financial transaction
  • Nu 6 each for non-financial transaction
 Customer
ATM Switching fee
  • Nu. 3 each for financial transaction
  • Nu. 0.3 each for non-financial transaction
 Issuing Bank
PoS Interchange fee
  • 0.9% of the amount, if the transaction amount is < 2,000/-
  • 1.2% of the amount, if the transaction amount >2,000/-
 Customer
PoS Switching fee 0.20% of the transaction amount Acquiring Bank
J. RuPay Issuing
Withdrawal limit Withdrawal limit set by the issuing bank/country
ATM Interchange fee
  • Nu. 30 each for financial transaction
  • Nu 6 each for non-financial transaction
 Customer
ATM Switching fee
  • Nu. 3 each for financial transaction
  • Nu. 0.3 each for non-financial transaction
 Issuing Bank
PoS Interchange fee
  • 0.9% of the amount, if the transaction amount is < 2,000/-
  • 1.2% of the amount, if the transaction amount >2,000/-
 Customer
PoS Switching fee 0.20% of the transaction amount Acquiring Bank
K. UPI Global QR
Interchange fee
  • 0.9% of the amount, if the transaction amount is < 2,000/-
  • 1.2% of the amount, if the transaction amount >2,000/-
 Merchant/customer
Switching fee Nil
L. RTGS (Bank to Bank transfer)
Up to 100,000/- Nu. 35/- Customer
Nu. 100,001 to 1,000,000/- Nu. 2.00 per 1,000 (Min Nu.35 and Max Nu.2,000). Customer
Above Nu. 1,000,000/- Nu. 1.75 per 1,000 (Min. Nu.2,000 & Max. Nu.15,000) Customer

3. International Payment Systems:

M. SWIFT System
Commission 0.20% (minimum Nu.500) Customer
Transmission fees:
Telegraphic Transfer (TT) Nu.500
Letter of credit Nu.1,000
N. International Payment Gateway/ePayment Gateway
  • 3.5% of the transaction amount (BOBL)
  • 4.2% of the transaction amount (BNBL)